Editorial standards
How we review, source, correct and update the first-time buyer guides on FirstHomeGuide.ca.
Who reviews the content
Guide chapters and landing pages are reviewed by Scott Dillingham, a licensed mortgage agent (Ontario, Level 2) with Mortgage Architects Inc. – LendCity Mortgages (FSRA #12728), and founder of LendCity™. Reviewed pages show a "Reviewed by" line with the date of the last update.
Sources
Program rules, limits and rates are checked against official sources: the Canada Revenue Agency (FHSA, Home Buyers’ Plan, Home Buyers’ Tax Credit), CMHC, the Financial Consumer Agency of Canada, OSFI, the Bank of Canada and provincial government pages for land transfer tax and rebates. Where a page relies on one of these, it links to the source in the body.
Independence
FirstHomeGuide.ca is an education resource. It has no affiliate mortgage links and does not originate, fund, approve or guarantee any mortgage. Licensed mortgage services mentioned on the site are provided separately by LendCity, which is licensed to arrange mortgages under Mortgage Architects Inc. – LendCity Mortgages (FSRA #12728).
Corrections
If a figure or rule looks wrong, tell us through the contact page with the page URL and what should change. When we correct body copy, the page’s updated date changes with it.
Updates
Programs and limits change, so pages carry an updated date that reflects the last edit to the content, not the build time. The rates table is a sample and is labelled as such. Calculators use published formulas and give estimates only; see the disclaimer.